About Us
Payment Matters AI was founded by two payments and fintech leaders with decades of combined industry experience who saw firsthand how businesses of all sizes can unknowingly overpay for payment processing. We use AI-powered technology to uncover hidden costs, improve transparency, and ensure every business pays only what they should.
Our Core Values
Transparency First
We believe every business deserves complete visibility into what they are paying and the confidence that their payment costs are fair and accurate.
Customer Advocacy
We put businesses first by helping them identify unnecessary costs, recover savings, and make better-informed payment decisions.
Innovation Through AI
We combine deep payments expertise with intelligent technology to simplify complexity and deliver insights that were previously difficult to access.
Integrity Always
We operate with honesty, fairness, and accountability because trust is the foundation of every relationship we build.
Built by Payments Experts, Designed for Every Business
At Payment Matters AI, we believe every business—regardless of size—deserves to know they are paying a fair price for payment processing. Whether you are a small business processing your first transactions or a large enterprise managing millions in payments, you should never be unknowingly overcharged.
Founded by two payments and fintech leaders with decades of combined industry experience, Payment Matters AI was created to solve a problem we have seen firsthand: businesses often lack the visibility, tools, and expertise needed to identify unnecessary payment costs and pricing discrepancies.
With deep experience across payments, fintech, technology, and business growth, our founders understand the complexity behind payment contracts, processing fees, and merchant statements. We combine this expertise with artificial intelligence to help businesses automatically analyse their payment data, uncover overcharges, and recover savings that go directly back to their bottom line.
Our mission is to level the playing field by making payment intelligence accessible to every business. We are helping companies of all sizes take control of their payment costs, improve transparency, and ensure they only pay what they should.
Our Team
Jeff Bogensberger is an entrepreneur, technology executive, and business leader with more than 30 years of experience building companies, leading teams, and driving growth across fintech, payments, and emerging technology.
Throughout his career, Jeff has built and scaled startups, led global sales and operations, negotiated multi-million-dollar partnerships, and helped organizations identify and capitalize on new market opportunities. His deep payments expertise and focus on innovation have enabled businesses to improve efficiency, reduce costs, and leverage technology for growth.
As a founder, Jeff combines strategic vision with hands-on execution, building teams, partnerships, and solutions that solve real-world business challenges. He is passionate about using AI and technology to create greater transparency, trust, and value for businesses in the evolving digital economy.
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